Baccarat

Pick a spot, place your chips, and let the cards decide — in Baccarat you wager on the outcome, not the play.

How to play

This is Punto Banco, where the drawing rules are fixed and automatic. You only choose where to bet, then deal and let two hands resolve themselves against each other.

• Bet on Player (pays 1 to 1), Banker (pays 0.95 to 1), or Tie (pays 8 to 1).
• Card values: Ace is 1, ten and face cards are 0, others are face value; a hand's score is the units digit of the total.
• Eight or nine on the first two cards is a natural and ends the hand; otherwise the fixed third-card rules apply.
• The higher score wins; Player and Banker bets push (stake returned) on a tie.

Controls

• Desktop: click a chip value (5, 25, 100 or 500), click a betting spot to stake it, then click Deal; Clear bet removes your wager.
• Phone & tablet: tap a chip, tap Player, Banker or Tie to place it, then tap Deal — fully touch friendly.

Game modes

• Daily shoe: a seeded shoe shared by everyone that day.
• Free play: a fresh random shoe whenever you like.
• Your biggest win is ranked, and a bead-plate logs recent Player, Banker and Tie results.

Tips & strategy

• Banker wins slightly more often than Player, so even with the 0.95 payout it carries the lowest house edge.
• The Tie pays 8 to 1 but lands rarely — it is the riskiest spot by far.
• Manage your bankroll: the game ends when your chips run out, so size bets to survive cold streaks.

About Baccarat

Baccarat is a faithful, free recreation of the traditional Punto Banco card game, played for chips with no real money involved. This original build runs in your browser with a daily shoe and free-play mode.

A free, original browser game on PlayPendium — no download, no install. Browse all games →